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KOBA’s real-time insurance  means you
pay for what you use.

So, the less you drive,
the less you pay.

It's SIMPLE

Switch to usage-based insurance and start paying what’s right for you.

It's TRANSPARENT

Pay an upfront fixed cost to cover your car while parked, and from a few cents per KM you drive.

It's FAIR

Our real-time, comprehensive car insurance is tailored to your driving, so you pay-as-you-drive.

Cars are getting smarter so why not make car insurance smarter too?

We’re flipping the traditional car insurance model to offer you insurance that’s actually personalised according to the amount you drive.

Using smart tech, we sync to your car and automatically count the KM you drive. You get comprehensive car insurance, just…smarter.

With KOBA, you pay an upfront fixed cost to cover your vehicle while parked, and an additional per-KM rate of just a few cents to cover you while driving. 

The best part? As your lifestyle changes, so does your monthly bill. So the less you drive, the less you pay.

That’s smart car insurance.

Car Insurance made different

Our Products

Pay-per-KM Connected Car KOBA Insurance icon

Pay-per-KM Insurance.

Comprehensive car insurance where you actually pay for the KM you drive.  Designed for low-usage drivers.

KOBA Insurance Uber Carshare Insurance icon

Insurance for
Uber Carshare.

Pay-per-KM insurance for people who share their car and need cover outside of bookings.
Designed exclusively with Uber Carshare.

KOBA Electric Vehicle icon

Electric Vehicle Insurance.

One of Australia’s first connected, comprehensive EV insurance policies. Designed for EV drivers, by EV drivers. 

Launching March 2024. 

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Insurance just got smarter.

Check out our suite of products to learn more about how KOBA is changing the game with connected car insurance. Smart tech for smart insurance.

Pay-per-KM insurance for low-usage drivers

How is KOBA different?

KOBA puts you in control.

We offer comprehensive insurance that uses smart tech to charge a unique cents-per-kilometre rate while you drive.

This means your bill may change each month depending on how much you travel. Hitting your daily steps so driving less this month? You’ll pay less for car insurance.

Unexpected road trip? Our capped price promise means if you occasionally drive over 250KM / day, or 1750 KM / month, the rest of those KM are on us^.

Simple right?

KOBA Insurance transparent cost icon

Transparent Pricing

Pay an upfront fixed cost to cover you while parked and from a few cents per KM you drive.

KOBA Insurance capped price promise icon

Capped Price Promise

If you occasionally drive over 250 KM/day, or 1750 KM/month, the rest of the KM that day, or billing month, are on us^.

KOBA Insurance car icon

App-preciation

See your trips, costs and policy docs at the touch of a button.

KOBA Insurance app trip icon

See per-trip costs

KOBA connects your car's onboard computer to our app, so you can see your per-trip insurance costs.

KOBA Insurance transparent cost icon

Transparent Pricing

Pay an upfront fixed cost to cover you while parked and from a few cents per KM you drive.

KOBA Insurance capped price promise icon

Capped Price Promise

If you occasionally drive over 250 KM/day, or 1750 KM/month, the rest of the KM that day, or billing month, are on us^.

KOBA Insurance car icon

App-preciation

See your trips, costs and policy docs at the touch of a button.

KOBA Insurance app trip icon

See per-trip costs

KOBA connects your car's onboard computer to our app, so you can see your per-trip insurance costs.

Insurance that just makes sense.
Pay-per-KM.

Our Blog

Curious about all things insurtech and how it’s revolutionising the car insurance industry? Read on to learn more.

KOBA’s Comprehensive Cover for Uber Carshare

KOBA’s Pay-per-KM Comprehensive Car Insurance Premiums Explained

What is Insurtech?