WHO is koba?

Our Story

We’re an award-winning,  passionate start-up flipping car insurance on its head.

Right now, there are nearly 1M cars connected to the internet in Australia, with this number growing to an estimated 10M by 2030. With so many new cars fitted with smart technology, why not make the way we insure them smart too?

A member of both Insurtech Australian & Fintech Australia, KOBA is putting you in control with real-time, data-driven comprehensive car insurance so you pay for the insurance you use.

Driving less? You’ll pay less.


KOBA is the proud recipient of the following awards:


/ Best for Value (Car Insurance) (WeMoney Awards 2023)

/ Best for Flexibility (Car Insurance) (WeMoney Awards 2023)

/ Outstanding Customer Service (Car Insurance) (WeMoney Awards 2023)

/ Excellence in Insurtech Finalist (Finnies 2023)


/ Excellence in Insurtech (Finnies 2022)

/ Exceptional Value Car Insurance (Mozo Experts Choice Awards 2022)

/ Car Insurance Best New Product (Mozo Experts Choice Awards 2022)

/ Best Insurtech Innovation Winner (Finder Awards 2022)

/ Best for Quality (Car Insurance) (WeMoney Awards 2022)

/ Top 10 leading Insurtech company in Australia (Insurance Business Australia)