JUST LAUNCHED!

Dedicated EV Insurance.

Available now for Tesla vehicles.

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Introducing one of Australia’s first connected EV Insurance policies.
Now available for Tesla.

Owning an EV is a unique ownership experience. EV insurance should be too.

EV comprehensive connected insurance designed for EV owners, by EV owners.

In partnership with the EV community, we’ve designed insurance that recognises the needs of EV owners are different to that of owners of traditional fuel-driven cars. We understand the importance of battery monitoring, charging and the nuance of EV usage.

Follow KOBA’s journey as we roll-out insurance services and app features for Tesla vehicles first, and then additional EV brands.

JUST LAUNCHED!

EV Insurance for Tesla done smart.

Smart tech means smart car insurance.

KOBA puts you in control with tech-based insurance. With your permission, we connect your Tesla’s onboard computer to our app for a smarter digital experience, including trip tracking, proactive car care monitoring and connected services.

We currently only offer coverage for Tesla, but stay-tuned as we continue to connect to more EV brands!

Features include`:

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Tesla certified repairers in our network
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Charging equipment cover
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New car replacement in first 24 months of registration
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EV Car Hire option
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Choice of repairer option

HOW DO YOU USE YOUR TESLA?

Choose from the options below to see if our current EV insurance might be right for you.

A. DAILY TRIPS/OCCASIONAL USE

(<25,000KM / year)

Perfect! Our newly launched EV
insurance could be a good fit for you.

Start a quote today.

B. LONGER DRIVES OFTEN

(>25,000KM / year)

Our EV Insurance has a pay-per-KM feature, so our product is ideal for Tesla owners who drive <25,000KM / year.

Stay tuned as we add new features.

C. DIFFERENT EV FOR ME

(not into Teslas)

Our EV Insurance currently only covers Tesla as we connect to vehicle data.

Register to help decide which EV brand to natively connect to next.

WITH CONSUMER DEMAND CHANGING, WHY ISN’T INSURANCE?

How does KOBA EV Insurance for Tesla
work?

With your permission, we connect your Tesla’s onboard computer to our app for a smarter digital experience, including trip tracking, proactive car care monitoring and connected services.

And with telematics at the heart, our insurance is smart enough to know how much you’re using your car. Spread the cost of your insurance by paying an upfront fixed cost and from a few cents per KM you drive each month.

Our Capped Price promise means if you occasionally drive over 400 KM/day or 3,000KM/month, the rest of the KM that day, or billing month are on us!^.

What’s more? Enjoy EV-centric features` that the EV community has told us you’re looking for: Tesla certified repairers in our network, Charging equipment cover, New car replacement and options for EV car hire and Choice of Repairer.

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Native Tesla connection

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EV Car Hire Option

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New Car Replacement

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Tesla certified repairers in our network

EV umbrella icon

Charging equipment Cover

EV wrench icon

Choice of Repairer Option

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Native Tesla connection

EV shield check icon

Tesla certified repairers in
our network

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EV Car Hire after theft

EV umbrella icon

Charging equipment Cover

EV switch icon

New Car Replacement within first 24 months of registration

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EV car hire after a not at fault accident

Optional extras to choose from`

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Hire car after any incident
EV wrench icon
Choice of repairer
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Excess-free glass

How will KOBA connect to Tesla?

With smart tech at the core, KOBA uses your Tesla vehicle data to offer connected insurance to you. Once you’ve joined, the next step is to connect your car’s vehicle information. This is a simple 2-step process:

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Provide your VIN

This is unique to your Tesla, and is also known as your vehicle identification number.

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Grant access to your vehicle.

Once you’ve shared your VIN, we generate a secure link for you to log separately into your official Tesla account to give permission to Tesla’s data sharing agreement and grant vehicle data access to KOBA, automatically connecting our insurance to your car.

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How to join EV Insurance

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1 Sign up

Get comprehensive, connected EV insurance`. Now available for Tesla vehicles.

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2 Grant access

Log into your official Tesla account to grant vehicle access to KOBA, automatically connecting your EV insurance to your car.

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3 Connect and Download

Download our app once connected to monitor your car’s connectivity and see EV features, trips, costs and policy docs in one place.

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4 Get in and Go

KOBA has you covered from your policy start date.

EV INSURANCE BY EV DRIVERS, FOR EV DRIVERS

What’s included in my coverage?

This product is a summary of our Electric Vehicle Insurance. Terms, conditions, limits and exclusions apply. Please read the full PDS & FSG for details. 

Get comprehensive cover that’s designed specifically for Electric Vehicles. Get coverage for your car and damage you might cause to other people’s property. Spread the cost of your insurance by paying an upfront fixed cost and from a few cents per kilometre you drive.

Cost of repairing or replacing your car should loss or damage occur due to an incident such as collision, theft, vandalism, storm, hail, flood or fire for example.

Up to $20m legal liability cover for damage your car might cause to other people’s vehicles or property.

A lifetime guarantee on repairs that we authorise under a claim for as long as you own the car.

If your car is written off in the first 24 months of its registration and has less than 50,000KM on the odometer, we’ll replace it with a new one.

Reasonable costs of towing and storage following an incident we cover.

We’ll reimburse costs for the daily cost for a small or mid-size EV hire car for a Not At Fault claim, up to $85 per day for a maximum of 14 days.

If an Incident causes accidental loss or damage to Your Car, and the same incident causes accidental loss or damage to charging cables, wall boxes and adaptors installed at your home for the purpose of charging Your Car, we will pay to repair or replace these items. Up to $2500 in total.

You can choose an Agreed value for your car so you always know what your car is covered for.

You don’t need to list all of your car’s accessories and options with KOBA. They’re covered as part of your car. Please note there are some modifications that we do not cover and we’ll let you know about these when you get a quote or buy a policy.

We pay for damage to baby seats as a result of a claim up to $500 per item and a maximum of $1,000 in total.

Up to $500 for your accommodation and emergency travel if you are more than 200 kilometres from home and Your Car cannot be driven.

If we agree your claim is for a Not At Fault Incident, we will arrange and pay the daily cost for a small or mid-size EV hire car.

Choice of Repairer

If you purchase this option, you may choose any licenced EV repairer of your choice, which may also be a repairer from our preferred repairer network.

Hire car or Alternative transport

If Your Car is being repaired or recovered as a result of a claim, we’ll reimburse you for the daily cost of a small or mid-size EV hire car or reimburse you for the costs of any alternative transport during that time up to $85 a day for a maximum of 21 days.

Excess-free Glass cover

You won’t pay an excess if you make a claim for damage that only affects your windscreen, sunroof or window glass and no other parts of Your Car. We do not cover damage to a fixed all-glass roof under this cover.

FAQs

KOBA puts you in control with tech-based insurance. With your permission, we connect your Tesla’s onboard computer to our app for a smarter digital experience, including trip tracking, proactive car care monitoring and connected services.

Once you sign up, the next step is to connect your car’s vehicle information. We call this activating your policy.

This is a simple 2-step process.

1. Let us know your VIN:

 The VIN, also known as Vehicle Identification Number, is unique to your car so we sync to the correct vehicle.

2. Grant access to your vehicle:

Once you’ve shared your VIN, we generate a secure link for you to log separately into your official Tesla account. From there, you must consent to Tesla’s data sharing agreement and grant vehicle data access to KOBA, automatically connecting our insurance to your car. To do this, you must be the primary account holder for the insured vehicle.

You can find the VIN at the following locations on your Tesla:

  • On the touchscreen, touch Controls > Software 
  • Check the stamped plate located at the top of the dashboard. This can be seen by looking through the windshield.

Once you’ve joined, you will get access to the KOBA app. To grant vehicle access, first log into the KOBA app. When you log in, you will see prompts to connect your Tesla vehicle data.

  1. Once logged in, you will be directed to an “Allow Native Connect access” page
  2. Select 2 checkboxes:
    – Vehicle information
    – Vehicle charging management
  3. Confirm your sharing preferences and close
  4. Once shared, your data will be accessible to KOBA.

Want to learn more? Check out our Help Centre.

Interested in connected EV insurance but don’t own a Tesla?

Leave your details below to stay in touch as we connect to other EV brands.

HAVE YOUR SAY ON OUR PRODUCT ROADMAP

At KOBA, we believe EVs deserve a dedicated EV insurance product.

As an insurtech with telematics at the heart, KOBA has been working closely with the EV community to build a product to meet the needs of EV drivers.

Check out the current product roadmap as voted by you. And, if you have an idea or feedback, reach-out.

Let’s continue to build this product…together.

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App features

Trip Tracking, Battery monitoring, Battery health checks

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Notifications

Usage reports, Resale

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Insurance

Onboarding new EV brands, Long-range insurance

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